# Mortgage Loan Processor/Closer

- **Company:** Greater Iowa Credit Union
- **Location:** Ames, IA, US (Not specified)
- **Salary:** Salary not disclosed
- **Contract:** Not specified
- **Posted:** 2026-11-09

## Job description

We are currently seeking a Mortgage Loan Processor/Closer to perform duties related to the processing and closing, of sub-prime, and secondary market residential mortgage loans and prepare loan packages for underwriting. Proactively contact members, Mortgage Loan Originators (MLO's), underwriter, closing agent, and any required parties to ensure processing workflow deadlines are met. Assume primary responsibilities for the processing loan file and documentation upon receipt through closing. Assist in investor delivery date when applicable and post closings.
Essential Functions & Responsibilities:
Actively manage processing pipeline, proactively contact relevant external and internal parties including applicants, real estate agents, MLO and other required parties to obtain required documents and stipulations and process loan. Process applications and verify accuracy for prime, sub-prime, secondary market and open and closed end mortgage loans. Review all disclosures for fixed and variable rate loans. Submit loan file for underwriting approvals through clear to close.
Request and evaluate property abstract, survey, appraisal, flood certification, income and asset documents and any required stipulations. Obtain title work from attorney and proof of insurance.
Prepare closing documents. Reviews loan to determine all conditions have been met prior to closing. Record HMDA and data in compliance with state and federal regulations including loan status, number of new applications, and number of loans approved, canceled, or denied.
Prepare and send final loan packages for secondary market delivery on initial submission. Ensure post-closing documents are correct and received or delivered in a timely manner.
Cross train in and support real estate servicing operations.
Perform other duties as assigned.
Knowledge and Skills:
Three years to five years of similar or related experience.
Education: (1) A two year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program or equivalent prior work experience.
Interpersonal Skills: Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation. Discussions involve a higher degree of confidentiality and discretion, requiring diplomacy and tact in communication.
Other Skills:
1. Strong written, verbal, and oral communication skills.
2. High level of service orientation.
3. Ability to present information with diplomacy and tact.
4. Display interpersonal and relationship building skills.
5. Working knowledge of Microsoft Office software applications.
6. Detail oriented and ability to multi-task.
7. Ability to operate standard office equipment.
Physical Requirements: The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit; stand; walk; use hands to finger, handle, or feel; reach with hands and arms; and talk or hear. The employee must occasionally lift and/or move up to 10 pounds.
Specific vision abilities required by this job include close vision, and ability to adjust focus.
Work Environment: Work is performed in a standard office environment with a quiet to moderate noise level. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
Benefits
Paid Time Off
Paid Holidays
Group Medical, Dental, and Vision Plans
Flexible Spending Accounts
Lifestyle Spending Account
Life Insurance/ Accidental Death & Dismemberment (AD&D)- Employees receive life insurance equaling 2x annual base salary, maximum $200,000. and AD&D coverage equal to basic life insurance (2x annual base salary or maximum of $200,000). Greater Iowa pays the full cost of Life Insurance and AD&D
Supplemental/Voluntary Life
Critical Illness
STD/LTD
Education Assistance Reimbursement
Student Loan Interest Reimbursement
401k (6% company match)
VTO
Logo Wear
Service awards
Professional Development Opportunities
EAP
Fees waives on one checking and savings account
Complimentary checks and safe deposit box (3x5)
Employee loan/credit card rewards

[Apply on the company site](https://www.joonow.com/en/job/mortgage-loan-processor-closer-ames-ia-hzf20ahy9m/apply)